One of the main reasons new investors lose money is because they chase after unrealistic rates of return on their investments, whether they are buying stocks, bonds, mutual funds or real estate. This happens due to a lack of experience. 1)Bonds? Historically, good, quality bonds tend to return 2% to 4% after inflation in normal circumstances. The r

Eligibility for applying for a home loan refinance depends on several factors. One of the most important factors out of all is your credit score. A minimum of 680 (below 36% DTI ratio) to 700 (above 36% DTI ratio) credit score is required for refinancing with less than 25% equity. A minimum of 620 (below 36% DTI ratio) to 640 (above 36% DTI ratio)

There are several benefits associated with refinancing your home loan, these benefits include, your monthly payment gets lowered, you can save money on interest costs, shorten the loan term, consolidate debts, removal of private mortgage insurance, the length of your loan is reduced, switching to fixed rate loan from adjustable rate mortgage, conso